Long-Term Disability Insurance Claims
If you find yourself unable to work or do your job as the result of an injury or illness, it can be a very serious scenario. Short-term disability claims involve showing evidence of any mental, physical, or psychological ailments that inhibit your ability to perform your job as well as you once could. However, long-term disability claims can be a bit more complicated. In both cases, it will be beneficial to seek legal aid.
Similar to a short-term claim, you’ll need to provide evidence of your ailment before filing a long-term disability claim. The difference here is that these ailments must affect your life for at least two years, which in many cases may mean permanent damage, including, cancer, stroke, heart attack, spinal trauma, or psychological disorders.
It’s important to note that while workplace injuries can sometimes be quite serious and have lasting effects, filing for disability includes injuries, illness and other factors that impact your ability to perform. Depending on insurance policies and disability plans available, you may be eligible for benefits. It can be difficult to navigate through this process though, so finding professional legal aid is highly recommended, especially when it comes to verifying your claim.
When a disability claim is filed, the insurance company or other companies involved will want to ensure that your claim is valid, while also trying to protect their best interests. Without proper legal support, you may find yourself with a settlement that is less than what you may actually need.
The road to recovery is a difficult one, even without factoring in the legal side. You may find yourself unable to work for an extended period of time, putting a strain on you and your family’s daily life. Our team at MG Law has the compassion, experience, and knowledge necessary to help you through a disability claim, whether it be a long- or short-term one. Our goal is to help you get the financial compensation you deserve so that you can focus on recovery.