Home » Personal Injury » Personal Injury FAQs
Need help with your personal injuries claim? View our FAQs

The most Frequently Asked Questions from personal injury victims
When you need assistance with your personal injuries claim, it’s our Ottawa personal injury lawyers’ job to work on complex legal paperwork on your behalf. However, it’s always beneficial that you fully understand your situation and the options available to you. To help, we’ve listed some of the most common personal injury FAQs you may have. At MG Law, we aim to educate you throughout your legal journey.
Over 10 years of experience
Over $80 million obtained for our clients
Fluent in 10 languages
We will come to your home or hospital
We take your case very personally
Free initial consultation
You don’t pay until your case is won or settled
Choosing a personal injury lawyer
Understanding your personal injuries claim
I thought I was fine after my accident. Now I’m in pain. What should I do?
Personal injuries don’t always reveal themselves in the immediate aftermath of an accident. Remember, this doesn’t mean your injuries are not compensable. The best way to proceed is to contact MG Law to discuss your options as soon as possible following an accident.
How and when should I talk to the insurance company?
To successfully claim accident benefits, you should notify your auto insurer and provide them with all the information they need to support your personal injuries claim. Typically, insurance companies send adjusters to consult with you about the collision. Remember, anything you discuss with the adjuster is placed on your file and affects future matters.
Do I need representation if I suffer a personal injury from a motor vehicle accident?
Don’t forget, insurance adjusters are more knowledgeable about the legal process than the individuals submitting a personal injuries claim. Therefore, you should always ensure that an experienced Ottawa personal injury lawyer is by your side for the proper representation you need.
I need help completing forms because they are confusing. Can MG Law help?
Form filling can feel very overwhelming for clients. When your insurance company sends you forms relating to your accident benefits application, we’ll take care of these for you.
How long will it take to resolve my case?
Ultimately, each case is different. Therefore, there is no definitive answer to how long your case may last. It all depends on the unique details.
What can I get compensated for?
Also referred to as damages, compensation is awarded to individuals who’ve suffered from another individual’s actions in a civil case. The aim of compensation is to restore the victim back to their prior status, pre-injury. Typically, compensation is awarded for things such as wage loss, medical fees, lawyer fees, and physical property damage.
After a car accident, what benefits am I entitled to?
If you’re injured in an Ontario car accident, Statutory Accident Benefits (SABS) outline the kind of benefits available and their respective value.
What are Statutory Accident Benefits?
For individuals seriously injured in Ontario auto accidents, Statutory Accident Benefits can help. These help pay for expenses not covered by healthcare so you can be treated accordingly.
What types of benefits am I entitled to from my own insurance company?
Depending on your unique circumstances, you may apply for various forms of accident benefits. These include attendant care benefits, caregiver benefits, death benefits, funeral benefits, income replacement benefits, medical benefits, non-earner benefits, rehabilitation benefits, and other expenses.
What injuries are considered long-term disabilities?
Taking place in many different forms, long-term disability injuries are usually those with permanent damage. These include limb loss, spinal cord injury or cancer. Additionally, strokes, heart attacks or paralysis too.
What long-term disability benefits are available? What if my claim is denied?
If you’re suffering from a serious medical condition or injury that prevents you from performing your job, you have grounds for submitting a claim to your insurer. If your long-term disability insurer is denying your claim, MG Law can help. For more information, including how they differ from short-term disability claims, visit our Disability Claims page.
Is there a particular timeframe or deadline to make a personal injuries claim?
It’s important you’re aware of the timeframes that are critical to your claim.
- 7 Days – Notify your auto insurance company if you were injured in a motor vehicle accident
- 10 Days – Notify the municipality or province if you will be making a claim due to a slip and fall on municipal property or roads in a poor state of repair
- 30 Days – Injured persons must apply for Statutory Accident Benefits with their own auto insurance company
- 60 Days – Deadline to provide a Notice of Claim to the province before beginning a lawsuit against the provincial government
- 120 Days – Injured persons must place the potential defendants on notice of a claim if the injury relates to a motor vehicle accident
- 1 Year – Deadline to sue your own auto insurance company over a property damage auto claim
- 2 Years – Timeframe whereby injured persons must commence a lawsuit against all potential defendants
On automobile accidents, what is the statute of limitations?
In accordance with the Ontario Limitations Act, a victim has two years from the date of an automobile accident to file a legal claim. After two years, it’s typically too late to make a claim via your insurance provider and to pursue legal action.
Nevertheless, there are some occasions where the law makes exceptions. The best course of action is to make an Ontario auto accident claim as soon as possible.
Who takes care of me when I return home from hospital?
After meeting you in hospital, leave all paperwork and form filling to us. We’ll submit everything to your insurer on your behalf. During this period, we will go above and beyond to assess your care needs so you can get back to living your life as soon as possible. With MG Law, we’ll support you every step of your legal journey, so you can focus on your health and recovery.
How does MG Law help accident and trauma victims?
Serious personal injuries can occur any time and in any place. Creating a whole new world for accident victims to navigate, the aftermath can feel very overwhelming. That’s where MG Law can help.
Our legal team has over 10 years of experience being the support system that Ontario accident and trauma victims need following their personal injury. Using our specialized expertise, we’ll fight for the compensation, care and support you need. Find out more by visiting our About page.
How is MG Law different?
With over 10 years of industry experience, MG Law supports those impacted by serious personal injury. This includes those suffering from catastrophic injuries, including brain injuries, spinal cord injuries, and more.
Our support even extends to Quebec residents hurt in Ontario and Ontario residents hurt Canada-US cross-border accidents too. When clients work with MG Law, we give them our full-undivided attention. This way, our professionals can establish everything necessary to make a personal injury claim and move forward.
Finding answers to difficult questions post-accident is something you shouldn’t have to face alone. Therefore, MG Law takes care of all the complex legal, medical and insurance related questions on your behalf. This way, you can focus on what’s most important – your rehabilitation and recovery.
After we fight for a fair accident settlement, we go the extra mile by pointing you in the right direction of influential health organizations and resources in your community. Ultimately, we’re here to help you get your life back on track.
Where is MG Law located? What locations are served?
To serve our clients effectively, MG Law has offices that are conveniently located in two locations.
- Ottawa Office
2733 Lancaster Road, Suite 100
Ottawa, Ontario K1B 0A9 - Hawkesbury Office
178 Main Street
East Hawkesbury, Ontario K6A 1A5
Both Canadian locations offer free wheelchair accessible parking. If you’re a Quebec resident hurt in Ontario, we can help.
We proudly serve the following Ontario locations: Alfred, Almonte, Arnprior, Brockville, Calabogie, Casselman, Cobden, Cornwall, Eganville, Embrun, Hawkesbury, L’Orignal, Limoges, Manotick, Metcalfe, Navan, North Bay, North Gower, Ottawa, Ottawa Valley, Pembroke, Perth, Petawawa, Peterborough, Renfrew, Richmond, Russell, Smiths Falls, Toronto, Tweed, Vars, Winchester
Visit our Areas Served page for more information.
What personal injuries does MG Law help people get compensation for?
With over 10 years of industry experience, MG Law supports those impacted by serious personal injury and catastrophic injury, including traumatic brain injury, spinal cord injuries and more. Our support even extends to Quebec residents hurt in Ontario. When clients work with MG Law, we give them our full-undivided attention. This way, our professionals can establish everything necessary to make a claim and move forward.
Additionally, MG Law helps clients with long-term disability claims. Discover how we can assist you by visiting our Personal Injury Services page.
I don’t have any funds to pay for legal representation. Can MG Law still help?
MG Law is still here to assist you without upfront payment for legal representation. We base our fees on the amount of your settlement. Rest assured, we’ll discuss all financial matters at the outset, so you feel as comfortable working with us as possible.
What languages does MG Law speak?
To better serve our clients, we offer service and support in your choice of English, French, Greek, Mandarin, Russian, Spanish, Ukrainian, Punjabi, Hindi, and all Arabic dialects.
What should I expect from MG Law and its lawyers?
Deciding which Ottawa personal injury lawyer to choose is an important decision. Ultimately, MG Law is comprised of experienced and skilled professionals who carefully listen to your case and are committed to fighting for the compensation you’re owed.
Your experience starts with a free, no obligation consultation. After that, our Ottawa accident lawyers go the extra mile by making any necessary hospital visits when office visits can’t take place. With over 10 years of experience, MG Law will handle your personal injury claim the right way. Depend on us to provide the compassionate support you need at every turn.
Don't suffer in silence. We are here to help.
We have the experience and knowledge to help get you the compensation you deserve. Our team communicates in English, French, Greek, Mandarin, Russian, Spanish, Ukrainian, Punjabi, Hindi, and all Arabic dialects, so you can feel more comfortable with our representation.
What clients are saying
Important steps to take when injured
It’s important to remember that injuries can take some time to present themselves. If you’ve been in a bad accident, it’s important to take these steps regardless of how you feel, as it may take a few days or weeks for the full extent of your injuries to become apparent.
Police reports are a valuable part of any court proceeding, so ensuring that the police have all the information you have available will reflect positively on your case.
Personal injury blog
We are happy to keep you informed about the latest news, events, and updates to personal injury laws in Ontario.