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IMPORTANT Legal updates, news, and information

We’ve made it easy to see what MG Law is up to. Below are some news, updates and accomplishments MG Law has achieved lately.

Names have been adjusted to just the initials of our clients to protect their privacy.

COVID-19 Pandemic Update: In-person appointments available again at MG Law

Published May 21, 2020

Since taking precautionary measures to close our offices on March 17, we’ve been carefully formulating a plan to resume in-person appointments both safely and responsibly.

We are now resuming in-person appointments when Personal Protective Equipment (PPE) is worn in accordance with the Ontario Ministry of Health recommendations.

Still waiting for our own supply of client PPE, clients should wear their own facemasks when meeting the firm.

Proper safety precautions to keep our valued clients safe and healthy

  • Our office is regularly undergoing enhanced cleaning protocols with cleaning and disinfection provided by professional cleaners
  • All office staff are adhering to social distancing of 6ft or more
  • Hand sanitizer is available on-site
  • All staff are wearing their own Personal Protective Equipment (PPE) on-site
  • All staff undergo regular wellness checks before visiting our offices to work
  • When clients would prefer to meet digitally, we are still facilitating interviews by phone, email, Skype and Zoom

Thank you for your patience throughout COVID-19

We want to take this moment to say thank you for your ongoing relationship with us throughout the pandemic. Over the last few months, we adjusted to the new circumstances by taking our business online. It’s now our pleasure to return to meeting our clients face-to-face.

If you have any more questions about how we’re operating at this time or would like to book an in-person appointment, don’t hesitate to call (613) 730-8460 today.



CBC interviews Miryam Gorelashvili about MG Law’s $5,000 COVID-19 donation

Published May 14, 2020

MG Law has always existed to help our valued members of the local community. With COVID-19 devastating a nearby Ontario care home, we simply had to help.

Inspired by the story of six-year-old kid Lennox Donnelly, MG Law just donated $5,000 to the Almonte Country Haven.

Based around 30 minutes from Ottawa, the local community was rocked by the news that 28 residents passed away due to the pandemic.

With Donnelly having family ties to the facility, we were so proud of the little humanitarian’s amazing efforts in raising several hundred dollars to help with relief.

Speaking to CBC News, Donnelly said: “I just wanted to support the staff and make everyone feel better.”

An amazing act of courage, MG Law wanted to do our bit to help too. Our donation will go towards the supply of staff meals and personal protective equipment.

In an interview with CBC News, MG Law’s Miryam Gorelashvili said: “It broke my heart.

“The story of so many people dying in the nursing home, it was devastating.

“I saw what he was doing and I was thinking, well, if this little boy can do what he can … we can probably do much better.

“We just have to open our hearts and do what we can.”

This week, Lennox and his father used part of the funds he raised to deliver lunch for staff at the home.

An amazing act of selflessness, you can make your own donation by contacting administrator Carolyn Della Foresta at or 613-256-3095 ext. 222.



COVID-19 insurance discounts: What we know so far

Published May 6, 2020

The Insurance Bureau of Canada announced in April that its members would be offering insurance discounts on premiums. Premier of Ontario, Doug Ford, asked the insurers to reduce premiums as well. So, what do we know so far?

Allstate Insurance Company

Announced that anyone holding an auto insurance policy with them as of April 8, 2020 will receive a May payment equal to approximately 25% of their monthly premium. The clients will receive their cheques automatically.

Aviva Canada

Requires their policyholders to contact them and report a change in driving habits in order to get a reduced premium. This can vary depending on use of the vehicle. Aviva developed a new “stay home” program where your premiums are reduced by 75% if you stopped driving altogether. However, if you are still driving less than before, you can be entitled to savings of 15% off your premium. Aviva is also freezing rates of renewal on your next 12-month policy.

CAA Insurance

The company provides a 10% base rate reduction in your home and auto policy if you are a new customer or when you are renewing. CAA recommends calling them to discuss mileage discounts and coverage changes.


Is offering discounts for drivers “whose commuting habits have significantly changed.” In other words, if you’re only using your car for essential trips like for groceries and medicine, call for a discount. They’re extending the offer to those laid off due to COVID-19, working from home, or in self-isolation. They’ll calculate the discount factoring in 3 months and prorate your annual premium accordingly. They’ll refund you in the same way that you pay within 14 days.

Gore Mutual Insurance

As of April 8, 2020, the company gave 20% of an automatic refund of three months worth of premiums.

Echelon Insurance

If your usage is down, Echelon can offer a reduction of 15%. If you’re not using your car at all, you could save up to 80% off your premium.

Intact Insurance

Intact insurance offers flexible payment options, adjusted premiums, and some premium relief. You have to contact them directly to find out all your options.

L’Unique General Insurance

A 20% rebate will be applied as of April 1st to both their private and commercial policies across Canada. They’re explicitly reaching out the elderly and essential workers, saying they shouldn’t be punished when they’re working to save lives.

La Capitale

A 20% rebate off the monthly premium for all their clients, automatically, as of April 1st. No phone call is needed.

Northbridge Insurance

Call Northbridge Insurance to see if you can save 15% off your monthly premium for April, May, and June. They’ll also allow you to suspend coverage and request payment flexibility.

Pafco Insurance

A one-time automatic 25% payment, in the form of a cheque, to all policy holders in May.

Pembridge Insurance

There’s no calling required. You’ll simply receive a one time payment equivalent to 25% of your monthly auto insurance premium.

The Personal

If you’re insured with The Personal as of April 6th, you can apply for a refund on the price you pay for auto insurance. The refund is based on how many kilometres you said you drive per year when you signed up. They’ll then pro-rate the discount over a 3-month period and provide the refund.

RSA Insurance

RSA Insurance is offering some relief, but how much will depend on the individuals’ needs. Until June 30th, RSA is asking that you call your broker or agent and ask what can be done if you’re driving less or not driving at all. Solutions may include flexible payment options and payment deferrals, and again, waiving that NSF fee (but not the banks’).

To make ends meet, if you’re using your personal vehicle to deliver food or medical supplies, call them. When you let them know, there will be no premium increases.

SGI Canada

SGI is allowing for a one-month deferral. This enables you to spread that payment out over the rest of the duration of your policy instead of one big lump sum. You can also switch payment plans with no financial penalty. They also launched the “Emergency Declaration Endorsement” on their business policies, which by IBC guidelines, can’t exceed 120 days. It’s for unoccupied businesses that under normal conditions would only extend to 30 days.

You still cannot use your personal vehicle for deliveries, nor is your business contents covered under your home policy.

SSQ Insurance

A 20% monthly premium rebate on every vehicle you have insured with SSQ. Starting April 1st and for the duration of the confinement period. You don’t have to call or update information with the insurer, it’s automatic. You don’t need to inform them if you’re volunteering yourself and your vehicle for delivery purposes.

TD Insurance

TD, much like their mortgage plan, is offering a 90-day payment deferral to those impacted by COVID-19.

Travelers Canada

Travelers Canada is suspending cancellation and non-renewal due not paying your premium until May 15th, 2010. Using your personal vehicle for deliveries, or reducing your coverage will be handled on a case-by-case basis. On April 22nd, they finally announced further discounts, which includes an immediate 25% discount on your premium for one month.

Unica Insurance

Unica offers a 15% auto insurance “break” for April, May and June. There is no need to call, it’s automatic. If you’ve stopped driving completely, you can suspend coverage during the lockdown. Simply give them a call.

Wawanesa Insurance

They will extend coverage to those temporarily providing daycare services. Your policy will not be auto-renewed or cancelled, just an extension of your current policy for a period of time. Your car insurance can be reduced to parked coverage, eliminating commuting use from the policy. You may be able to use your car for commercial delivery, but seek clarification first. Your business equipment at home is covered up to $5,000.


MG Law’s Miryam Gorelashvili acclaimed to the OTLA 2020-21 WTLC Chair position

Published April 9, 2020

MG Law is delighted to announce that personal injury lawyer Miryam Gorelashvili has been acclaimed to the Ontario Trial Lawyers Association 2020-21 WTLC Chair position.

Standing for Women’s Trial Lawyers Caucus, Miryam succeeds existing chair Rachel Radomski and will be joined by incoming vice-chair Laura Dickson.

Also assuming a non-voting position with the OTLA Board of Directors, the MG Law team was thrilled to hear news of this fantastic achievement in Miryam’s career.

Continuing her day-to-day work at MG Law, Miryam and our team always strive to take care of injury claims and litigation details so clients can get back to living their lives.

Who is The Ontario Trial Lawyers Association?

Ultimately, the Ontario Trial Lawyers Association exists to advocate for the rights of those who have suffered injury and loss through the wrongdoing of others.

Established in 1991, the professional non-profit association operates for lawyers and comprises over 1,400 members spread across Ontario, other Canadian provinces, and U.S. states too.

As part of OTLA’s work, the organization improves access to justice across Ontario by working together with local communities.

This includes promotion and lobbying for full and fair protection of the rights of those who have suffered injury and losses.



How COVID-19 Could Affect Your Personal Injury Claims

Published March 24, 2020

If you’ve been injured in a motor-vehicle crash or a slip and fall incident, the COVID-19 pandemic can be an extremely difficult time for you to navigate your personal injury claims. But rest assured, we are still an essential service at this time and that means we are still open for business.

With the Canadian and Ontario governments recommending social distancing, many companies, including treatment providers, have been putting work from home strategies in place to minimize in-person client or patient contact.

Though MG Law condones this as the safest course of action, this can mean that you and many of our clients are left without important treatment and management for an indefinite period of time. If left untreated, some injuries can regress which could lead to an increase in physical, cognitive and psychological symptoms, ultimately affecting your long-term health, wellbeing and potential recovery.

Furthermore, some services such as housekeeping, social work, and attendant care services may also be put on pause while our community does its part in minimizing the spread of the virus. Without these essential services, there is a strong likelihood that some clients will experience an exacerbation of their physical and psychological post-collision injuries and impairments.

The MG Law team can help you seek alternative treatment strategies with your healthcare providers to ensure that you continue to receive the treatment and health management you need. Technologies such as Skype, FaceTime or Zoom can allow your providers to keep in contact with you. This way, they can check in on your health and wellbeing. Keeping a detailed diary of your injury and impairment experience during this pandemic can also be helpful in ensuring that your healthcare team and your legal team are aware of your changing needs.

Navigating through these times can be difficult and stressful, which is why our team is ready to assist you. If you are an existing client, or someone who is seeking legal guidance, please fill out our online form or give us a call at (613) 730-8460. We are always here to help.



COVID-19 Pandemic Update: MG Law to continue to serve its community

Published March 17, 2020

We understand that these are tumultuous times and that the COVID-19 pandemic has become an important source of stress for our clients. This is why MG Law will continue to serve our valued members of our community at this time.

We’re taking the following measures to keep everybody safe:

  • In-person meetings are no longer available, but…
  • We are facilitating client interviews by phone, email, Skype and Zoom instead
  • Office staff members are working remotely and practicing social distancing

Have you been unable to contact your insurance adjuster or have your benefits stopped as a result of the COVID-19 pandemic?

As the COVID-19 pandemic continues to rapidly develop each day, many companies are adopting different strategies to address our current reality. Though we must practice patience during these times, our team at MG Law can assist you in reaching out to your insurance company in order to have your questions and concerns addressed. You can fill out our website form detailing your questions or concerns, which will be reviewed by one of our trusted staff.


Are you feeling stressed or anxious because of the COVID-19 pandemic?

It is normal for situations like COVID-19 to affect your mental health. As the situation continues to escalate with our constant exposure to news stories and social media, it can be overwhelming to know how to react, who to believe, and what to think.

It is important to gather information from reliable sources. Ottawa Public Health, the World Health Organization, and Health Canada are but a few examples of authoritative sources of information. You can check out their websites and their Facebook and Twitter pages for more information.

If you are in need of mental health support, the Distress Centre of Ottawa & Region is available 24 hours a day, seven days a week. You can call them toll-free at 1-866-797-0000.

If you are concerned about your ability to get groceries during these times, have prepared a directory of local grocery stores that offer delivery in the Ottawa area. You can find it here.


How MG Law is here for you

Whether you are an existing client or someone who has recently been injured, you can give us a call or fill out one of our online forms to speak with a member of our team. Our team communicates in Russian, French, Spanish and Arabic, and will be pleased to address your questions and concerns.

MG Law continues to monitor the COVID-19 pandemic developments closely and will continue to accommodate our clients as the situation unfolds. Our team has our community’s wellbeing in mind and we hope to foster confidence and comfort during these trying times.



2020 Brain Injury Canada National Conference

Published March 9, 2020


MG Law is the proud “Lunch Sponsor” of this year’s Brain Injury Canada National Conference!

Join us at the 2020 Brain Injury Canada National Conference! Taking place April 30th to May 1st, 2020 at the Ottawa Conference & Event Centre, this event will bring together healthcare professionals, caregivers, and individuals living with acquired brain injury.

Attendees will have the opportunity to engage in pre-conference workshops, speak with exhibitors, and listen to dynamic speakers from across Canada. This year’s themes are “Navigating the Trends of Brain Injury” and “Healthy Brain and Well-Being,” guaranteeing there’s something for everyone.

Brain Injury Canada is just one of many community organizations that we are proud to support and advocate for. We look forward to networking with ABI professionals and connecting with brain injury survivors in Ottawa.


Conference Schedule

Navigating the trends of brain injury

Thursday, April 30, 2020

8:00am | Registration

8:30 – 8:45am | Opening Remarks

8:45 – 9:30am | Title – TBD

Tim Feeney, Ph.D., Chief Knowledge Officer Belvedere Health Services Albany, NY The Mill School Essex Junction, VT

9:30 – 10:15am | Bridging Between Obstacles: Surviving the ABI Journey from Acute to Community Care

Judith Johnston, brain injury survivor and;
Shanda Hunter-Trottier, B.A., M.S., CCC-SLP, Reg. CASLPO – Director and Founder of S.L. Hunter SpeechWorks.

10:15 – 10:45am | Break and visit exhibit tables

10:45 – 11:30am | Objective Assessment and Monitoring of Cognitive Function in Coma, Vegetative State, and Concussion: Assisting Healthcare from Hospital to Home

John Connolly, PhD. Professor, Department of Linguistics and Languages, McMaster University, Co-Director, Language, Memory and Brain Lab, McMaster University.

11:30 – 12:15pm | New Normal: What does it mean to recover?

Ovey Yeung – brain injury survivor

12:15 – 1:15pm | Lunch and visit exhibit tables

1:15 – 2:00pm | Moving Ahead. Exploring Incidence, Consequences, and Supports for Women Survivors of Traumatic Brain Injury in Intimate Partner Violence

Paul van Donkelaar, Ph.D. – Co-founder and Principal Investigator for SOAR (Supporting Survivors of Abuse and Brain Injury through Research), and;
Karen Mason – Co-founder for SOAR (Supporting Survivors of Abuse and Brain Injury through Research)

2:00 – 2:45 | Sex and gender implications for clinicians attending to patients with traumatic brain injury

Tatyana Mollayeva, MD, RPSGT, RST, PhD – Postdoctoral research fellow (Occupational Sciences and Occupational Therapy), University of Toronto, and;
Sara Hanafy, PhD Candidate, University of Toronto

2:45 – 3:15pm | Break and visit exhibitor tables

3:15 – 4:00pm | Cannabis and brain injury: help or harm?

Dr Mark A. Ware MBBS MSc; Chief Medical Officer, Canopy Growth Corporation; and Associate Professor of Family Medicine and Anesthesia, McGill University

4:00 – 4:45pm | Building bridges and enhancing capacity: Improving client outcomes through collaborative programming between community rehabilitation and acute hospital settings

Presenters: Stacie Dertinger M.ADS, BCBA and Jane Savage MSW RSW, Head Injury Rehabilitation Ontario


Healthy brain and well-being

Friday, May 1, 2020, 8am – 1pm

8:00am | Registration

8:30 – 8:45am | Opening remarks

8:45 – 9:15am | Challenging your limits

Shanda Hill, Ultra-athlete and brain injury survivor

9:15 – 9:55am | How nutrition can positively impact cognition, depression and anxiety following a TBI

Kylie James, B.Sc. (OT), CNP, RNCP

9:55 – 10:20am | Break and visit exhibitor tables

10:20 – 11:00am | Quieting the Mind: Natural Brain-Changing Treatments for Anxiety, Trauma and Sleep

Tom Diamond, PhD, Certified Neurofeedback Specialist, Registered Clinical Counsellor

11:00 – 11:40am | Discovering Day-to-Day Living Following a TBI

Pauline Hoffman, Certified Professional Organizer, Cleaning Specialist

11:40 – 12:05pm | Break and visit exhibitor tables

12:05 – 12:45pm | Yoga and meditation for brain injury: evidence, innovations, and ways forward

Shilo Zeller, RYT-200, Love Your Brain


We hope to see you there!

Purchase your tickets and register before April 24th, 2020:




The deductible is increased to $39,556.53

Published January 10, 2020

What is a statutory deductible?

Pursuant to section 267.5 of the Insurance Act, when a plaintiff receives a jury award for general damages that falls below a certain monetary threshold, the judge must subtract a statutory deductible from this award.

On January 1, 2020, the monetary threshold increased from $129,395.49 to $131,854.01, and the statutory deductible from $38,818.97 to $39,556.53. A statutory deductible of $19,778.27 is also in place on claims made by family members.

Why does the statutory deductible exist?

The legislative intention behind the deductible aims to reduce motor-vehicle litigation by disqualifying cases by those with modest injuries and modest damages.

However, while the statutory deductible continues to rise with every passing year due to annual indexing, the jury awards for general damages stagnate. Importantly, juries are not told about this deductible nor that if they were to award less than $131,854.01, that the award would be automatically reduced. Furthermore, an award of general damages is not based on any special formula, or standard calculator, or medical guideline – nor is the jury always given precedents to this nature. Instead, the jury is asked to attempt to place a fair or reasonable value on something that most often cannot be valued. Yet, there is no evidence that jury verdicts have become more generous to keep pace with inflation.1

As Justice MacLeod noted in the 2018 case of A.B. v Waite: “[The deductible] illustrates the legislative intention that all but the most significant tort claims should be eliminated and injured motorists be largely confined to claiming no fault benefits under their own insurance policies.”2

What does this mean for plaintiffs?

It is important for plaintiffs to understand that their claims for pain and suffering under the Insurance Act will be subject to a deductible that only continues rise with time. As a result, some claims may no longer be financially viable to pursue as the deductible reduces their potential award for general damages to zero.

1 A.B. v. Waite, [2018] O.J. No. 1845
2 ibid.

Three of our lawyers become members of The American Association for Justice (AAJ)

Published January 10, 2020

MG Law is delighted to announce that three of our lawyers are now proud members of The American Association for Justice (AAJ).

Miryam Gorelashvili, Kyle Nayman and Allison Lubeck have now enrolled with the organization. This nonprofit aims to “promote a fair and effective justice system” for all.

Who is The American Association for Justice (AAJ)?

Ultimately, The American Association for Justice’s mission is to support lawyers. They ensure that anybody who is injured through misconduct or negligence can obtain justice.

Formerly known as the Association of Trial Lawyers of America (ATLA) until 2006, its roots can be traced back to 1946.

It was in Portland, Oregon where nine plaintiffs’ attorneys originally planned the organization. Here, they constructed a strategy for a national body to combat new threats facing trial lawyers nationwide.

Their original founding as the National Association of Claimants’ Compensation Attorneys (NACCA) paved the way for the current organization to thrive.

How does our AAJ membership benefit our clients?

In short, membership with The American Association for Justice empowers our lawyers to represent our clients the most effective way possible.

Miryam, Kyle and Allison now have access to a vibrant community of practitioners who consistently share knowledge, insight and experience.

The American Association for Justice offers a wide range of Continuing Legal Education programs. Therefore, our lawyers can learn about innovative techniques, tips and strategies to better represent you, our valued clients.

From February 8-11, 2020, Allison Lubeck will be attending the 2020 AAJ Winter Convention at Hilton New Orleans Riverside in Louisiana. She will be attending to explore new areas of law such as railroad and aviation litigation.

Stay Tuned for more legal updates, news stories, and helpful information, be sure to check out our Blog page. Don’t forget that we’re only a phone call away if you ever need any help navigating a potential case and understanding all your options.

Need a personal injury lawyer? Give us a call at 613-730-8460 for a free consultation

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