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If you were hit by a vehicle, you are eligible to receive money to pay your medical bills and other expenses relating to the accident. In Ontario, Statutory Accident Benefits are available for every person who was injured in the accident, regardless of fault.

These benefits include:

Medical and Rehabilitation Benefit

• • Standard Medical and Rehabilitation benefits – Up to $65,000 for medical, rehabilitation, and attendant care benefits, including assessment costs, for a duration of 5 years;

Consider options to increase your limits:

• Up to $130,000 for medical, rehabilitation, and attendant care benefits, including assessment costs, for a duration of 5 years or;
• Up to $1,000,000 for medical, rehabilitation and attendant care including assessment costs, for lifetime duration benefits.

Housekeeping and Home Maintenance Expenses

If you are unable to perform your usual duties due to your injuries, this benefit pays for reasonable and necessary additional expenses for someone to complete your usual duties.

• Standard benefit – up to $100 per week, but available only for Catastrophic injuries;
• Consider Optional benefit – up to $100 per week, available for all injuries.

Income Replacement Benefit
If you cannot work as the result of an auto accident, you may be eligible for basic weekly income replacement benefits of up to $400. This benefit commences after one week.
Consider Optional benefit – up to $800 per week;

After your accident has been reported to the insurance companies involved in the accident, you should receive an Accident Benefits application. This form must be completed and submitted within 30 days. MG Law is able to help you complete these forms.

If you were injured in a car accident and no one involved has auto insurance, you may be eligible for compensation from the Motor Vehicle Accident Claims Fund. The Government of Ontario established the fund to help injured parties receive compensation for injuries or property damage in situations exactly like this.

There are different benefits you can receive under the Motor Vehicle Accident Claims Fund, such as:

• Accident benefits if you suffered an injury
• Death and funeral benefits on behalf of someone who died
• Compensation for personal injury or property damage (doesn’t include vehicles)

In order to be eligible, you must:

• Live in Ontario
• Be injured in a collision where no one had auto insurance (You were a pedestrian, cyclist, or the passenger of the vehicle)
• Were injured or have property damage over $100
• If your claim is over $3,000, you must take legal action against the uninsured motorist through civil action

Learn more about the Motor Vehicle Accident Claims Fund here.

If you don’t know who hit you because the other car failed to remain at the scene, then it’s treated as a normal insurance claim, and you would be covered.