Statutory Accidents Benefits Ontario
Injured in a car accident? MG Law can help you file for Statutory Accident Benefits in Ontario
If you’ve been injured, you’re entitled to Statutory Accident Benefits.
Getting in a car accident is never in anyone’s plans. However, if you find yourself recovering from a car accident, pedestrian accident, motorcycle accident, or bus accident, it’s important that you understand what benefits you’re entitled. That includes Statutory Accident Benefits in Ontario (also known as SABS). These benefits have been put in place by the Government of Ontario to help anyone who has been injured in a car accident, including the driver, passenger and any pedestrians involved. Since Ontario is a ‘no-fault’ insurance system, these Statutory Accident Benefits are available to everyone involved, regardless of who caused the accident.
Even though these benefits are available to everyone involved, properly filing for them and getting approval can be tricky. That’s why MG Law has a team of experienced lawyers on hand who can help you with accident benefits claims. There are multiple accident benefits available to you and claiming damages to property are filed separately than damages to person.
Who can file for Statutory Accident Benefits in Ontario?
- People injured while driving a car
- Passengers injured while in a car
- Pedestrians injured by a car, motorcycle, bus or truck
- People injured while driving a motorcycle
- Passengers injured while on a motorcycle
- People injured while driving a truck or other motor vehicle
- Passengers injured while in a truck or other motor vehicle
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What do Statutory Accident Benefits cover?
Since June 1, 2016, you have the following options with respect to Statutory Accident Benefits.
Medical and Rehabilitation Benefit
Standard Medical and Rehabilitation benefits – Up to $65,000 for medical, rehabilitation, and attendant care benefits, including assessment costs, for a duration of 5 years;
Consider options to increase your limits:
- Up to $130,000 for medical, rehabilitation, and attendant care benefits, including assessment costs, for a duration of 5 years or;
- Up to $1,000,000 for medical, rehabilitation and attendant care including assessment costs, for a lifetime duration benefits.
Housekeeping and Home Maintenance Expenses
If you are unable to perform your usual duties due to your injuries, this benefit pays for reasonable and necessary additional expenses for someone to complete your usual duties.
Standard benefit – up to $100 per week, but available only for Catastrophic injuries;
Consider optional benefit – up to $100 per week, available for all injuries.
Attendant Care Benefit
If it’s been determined that you require a caregiver or an attendant to help you recover, you may be eligible for medical, rehabilitation and attendant care benefits of up to $65,000 for non-catastrophic injuries. For catastrophic injuries, you will receive up to $1 million.
Consider optional benefit – up to $130,000 for non-catastrophic injuries and up to $2 million for catastrophic injuries.
Income Replacement Benefit
If you cannot work as the result of an auto accident, you may be eligible for basic weekly income replacement benefits of up to $400. This benefit commences after one week.
Consider optional benefit – up to $800 per week;
Death and Funeral Payments Benefit
If someone has died as the result of a car accident, there is a lump sum payment available to the family. This benefit pays $25,000 to your spouse, $10,000 to each of your dependents and a maximum amount of $6,000 for funeral expenses.
Consider optional benefit – $50,000 for your spouse, $20,000 for your dependents and $8,000 for funeral expenses.
Important steps to take when injured
It’s important to remember that injuries can take some time to present themselves. If you’ve been in a bad accident, it’s important to take these steps regardless of how you feel, as it may take a few days or weeks for the full extent of your injuries to become apparent.
Police reports are a valuable part of any court proceeding, so ensuring that the police have all the information you have available will reflect positively on your case.
How MG Law can help file Statutory Accident Benefits in Ontario
After you’ve been injured in a car accident, you should report your accident to the police and insurance company, and seek any necessary medical attention. After that, it’s time to file for a car accident insurance claim settlement. At MG Law, our auto injury lawyers will walk you through the entire process and work to get you the Ontario car accident settlement you deserve. There are two common types of claims you could file: a tort claim or an accident benefit claim. Both are designed to help you, but in very different ways.
While a tort claim addresses pain and suffering, an accident benefit claim helps if you are unable to perform your job the same way you did prior to being injured in a car accident.
Take a look below for a simplified breakdown of what you can expect from each option.
- Pain & Suffering
- Loss of Income and Loss of Competitive Advantage
- Housekeeping Claim
- Attendant Care Claim
- Medical and Rehabilitation Claim
- Out of Pocket Expenses
- Anything Your Accident Benefit Claim Doesn’t Cover
Accident Benefit Claim
- Medical and Rehabilitation Expenses
- Housekeeping and Home Maintenance
- Income Replacement
- Non-Earner Benefits
- Attendant Care
- Educational Expenses
- Transportation Expenses
- Visitor’s Expenses
- Death Benefits to Your Family Members
Our car accident lawyers will get you the settlement you deserve
Getting the compensation, you deserve can be a big challenge, unless you have an experienced law firm at your side like MG Law. At MG Law, our auto accident law firm will work on your behalf to get results for you. We work hard to provide you with all the details, so you can make informed decisions going forward. In fact, our team provides legal services in English, French, Greek, Mandarin, Russian, and all Arabic dialects to serve you better.
Call 613-730-8460 to get your free consultation. This meeting will allow us to get to know you and learn more about your accident, while at the same time allowing you to have your questions answered. You don’t have to face these unknown hurdles alone with MG Law at your side.
Ontario car accidents can happen any time. If you need help filing for Statutory Accident Benefits, call MG Law at 613-730-8460 to get started today.
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