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Published April 21, 2020

If you or a loved one has suffered a catastrophic injury, you may feel overwhelmed by emotional trauma and medical bills, and not know where to start when it comes to dealing with insurance, submitting claims, and attaining benefits. This is why having a dedicated personal injury lawyer with catastrophic impairment experience is so important. 

Catastrophic Impairment Compensation 

In Ontario, no matter where the fault lies, all victims of auto accidents are eligible for Statutory Accident Benefits (SABS) to help cover rehabilitative expenses and lost wages. However, if your injuries classify as a “catastrophic impairment,” the amount you are entitled to is much higher (up to $1 million). Visit our recent blog to learn more about whether your injuries classify as catastrophic. (Link to blog 1 once live) 

Why hire a personal injury lawyer – Insurance complications 

In some cases, regular SABS may be all you need. However, insurance companies will sometimes try to negate your claims and find loopholes to deny your catastrophic impairment classification in order to minimize the amount of benefits they have to pay out.  

This is why having an experienced personal injury lawyer by your side will ensure you receive the maximum benefits possible to help with your recovery, lost wages, and other expenses. 

Why hire a personal injury lawyer – Filing a lawsuit  

Sometimes, Accident Benefits is not enough. If your catastrophic impairment is due to another person’s negligence, and is no fault of your own, you deserve full restitution for your losses. Therefore, you may want to sue the at-fault party. 

However, determining if an injury is catastrophic, proving your innocence, and navigating the legal process is very complex. Furthermore, these cases can take a very long time to resolve and, with large amounts of money on the line, the stakes are very high.  

Thus, seeking the legal advice of an experienced personal injury lawyer will increase your chances of winning or reaching a successful settlement. Plus, with so much on your mind such as attending medical appointments and focusing on recovery, a personal injury lawyer will help minimize your stress and will only involve you when necessary. 

When should you hire a personal injury lawyer? 

Not only is hiring a personal injury lawyer important, but doing so at the right time is crucial. In fact, consulting a lawyer as soon as possible after an accident occurs will give you the best chance of building a strong case.  

For example, did you know that when submitting a claim, you must include medical evidence to prove the extent of your injuries?  A good lawyer will be able to guide you throughout every step in your legal and medical journey, such as helping you keep track of records and compiling evidence. 

At MG Law, we have years of experience helping victims of traumatic brain injuries and catastrophic impairment. We understand the complex nature of these cases and are prepared to fight for the compensation you deserve. Contact us today for a free consultation to learn how we can help. 

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