Hundreds of car accidents happen every day in Ontario ranging from minor collisions to major catastrophes. If you have found yourself in the middle of one of these incidents, it’s best to call a lawyer right away who can help you recover all, and not just part, of your earned damages. Not only do you have to consider the cost of the vehicle repairs, but you may also have medical bills and psychological trauma to deal with depending on the severity of the accident. If you’ve been seriously injured as a result of a car accident, you deserve serious compensation. Car accident injuries can include broken bones, fractures, impalement, internal organ damage, head injuries, and even whiplash—all of which require immediate medical intervention. Don’t hesitate to visit a doctor for your injuries. Often times the sooner you get checked out by a doctor, the more evidence you will have of the injuries you sustained from the accident.
In car accident cases there are two claims you can file: a tort claim and an accident benefit claim. The goal of a tort claim is to compensate you for pain and suffering damages, such as psychological injury, loss of income due to any missed work as a result of your injuries, out of pocket expenses, and anything else your accident benefit claim doesn’t cover. Tort claims less than $100,000 may be subject to a deductible of $30,000. It’s important for victims to be aware of this caveat before filing a claim, as you may end up with nothing if your injuries weren’t severe enough to warrant a high enough reward. Before filing a tort claim, you and your lawyer will discuss how severely your injuries are affecting your daily life. If you are unable to perform many of your household and career duties as you did before, and/or you sustained permanent injury, you may be entitled to high tort compensation.
Your accident benefit claim can cover income replacement if you are unable to perform the duties of your job as before, medical and rehabilitation expenses, housekeeping and home maintenance if your injuries impair you from performing these duties, and death benefits to the victim’s family members. Because Ontario operates under a no-fault system for automobile and motorcycle accidents, you will seek compensation through an accident benefit claim from your own insurance company. Additionally, you will sue the at-fault driver’s insurance for any tort claims you wish to pursue.
Car accident claims can quickly become complicated, and many drivers end up with very little compensation from their insurance company when they try to face the battle alone. A good lawyer on your side can make a huge difference in the amount of money you can earn from your car accident injuries. Ontario’s own MG Law specializes in car accident cases and will even meet with you for a free initial consultation to assess the facts of your case. A unique trait of this law firm is that they employ staff fluent in Russian, Turkish, Farsi, Arabic, French, and Kurdish for clients who may not speak English as their first language. Above all, they strive to embody the values of comfortability and trustworthiness so their clients can feel at ease having them on their side. Lawyers don’t have to be scary, and can even be an invaluable resource through the process of a car accident claim.
Car accidents come in all shapes and sizes, all with varying outcomes. A hit and run accident can proceed very differently from a distracted driving accident. It’s important to have a lawyer on your side who understands the variability of these cases and the specific regulations, claim limits, and deadlines that apply to each one. Currently, drunk driving is the number one cause for accident fatalities in Ontario. Drinking and driving cases are extremely serious and can even result in criminal punishment for the driver at fault. While negligence on behalf of the at-fault driver will technically be the cause of the car accident, any evidence you can gather about the driver’s impaired state will help build your case. You may have seen them use breath mints or eye drops to mask the effects of alcohol or drugs. They may have tried to dispose of open containers or drug paraphernalia after the collision or switched seats with a passenger to make it appear they weren’t in fact behind the wheel. If you witnessed any of these actions at the scene of the accident, it’s important you alert a police officer immediately so they can administer proper road-side tests to the offender. Citations and police reports can be excellent leverage in negotiating the compensation limit of your claim.
If you’ve been the victim of a hit-and-run accident, you may feel you are out of luck if you don’t have the other driver’s information. Any details you can remember about the perpetrator’s car or license plate number will be helpful for the police in tracking them down, but even if they’ve seemed to vanish into thin air there’s still a way to obtain compensation. Most insurance companies include provisions for hit and run or uninsured motorist incidents. You will still need to gather sufficient evidence regarding your misfortune, and witness statements become even more crucial with these cases. If there was no one around to witness the event, a police report can help illustrate the facts. Once your own insurance company has bailed you out from the damages caused by the other driver, they can then attempt to locate the driver and sue them for the amount they paid you.
No matter how big or small, car accidents are scary for anybody. Car accident injuries are serious matters that may be worth more than you think. Not only do victims of car accidents deserve compensation for the damage done to their vehicle, but also for any physical, psychological, and quality of life suffering they have experienced as well. Once you have reported the accident to police and received medical care, contact a lawyer as soon as possible so you can earn full compensation for the damages done to you. You don’t have to fight this battle alone.